3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

James Oksen Jr Broker/Realtor

Helping people successfully buy and sell real estate in the Triangle area since 2005! 

     My name is James Oksen but most people just call me Jim. I moved to the Triangle area in 2005 from California and have been selling real estate since my arrival. Prior to real estate I was an office manager for a small transportation company where I wore just about every hat in the business from sweeping floors to customer service. In my first 5 years with the transportation company I helped take them from annual revenues of $2,000,000 to $5,000,000. I contribute this success to the relationships and trust I created with my customers and clients in knowing I could get the job done. I have taken these skills and systems and have applied them to my real estate business and have seen an average annual growth of about 25%.  I have been married to my beautiful wife for 20 years and we have 2 wonderful children together ages 16 and 18. We live in the Garner area and enjoy the outdoors as often as we can, from golfing, dirt bike riding, fishing, hiking and everywhere in between. So if you are looking for a full time real estate agent that is hard working and can get the job done, call today, I am ready to go to work for you!

Start your home seach now by going to "My Home Search"

  • Direct: 919-882-7935
  • Cell: 919-610-5203
  • Fax: 919-645-9320
  • Email: oksenj@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity